Get to know Medicare
Prescription Drug Coverage (Part D).

Wellcare Medicare Part D Prescription Drug Plans help to cover the cost of prescription drugs. Our plans offer coverage and support for the medications you take to feel and be your independent best.

Part D Coverage stages.

Medicare Part D prescription drug coverage includes three cost-sharing stages. The amount you pay to fill your prescription drugs depends on the payment stage you are in.

1

Stage 1: Deductible

The amount you pay before a plan covers your prescription drugs costs, if applicable. Some Wellcare plans have no deductible.

2

Stage 2: Initial coverage

During this stage, the plan pays its share of the cost, and you pay your share. You are in this stage until your payments and the plan’s payments total $2,000 for the year.

3

Stage 3: Catastrophic coverage

After your out-of-pocket costs for prescription drugs reach $2,000, you pay $0 for brand and generic drugs for the remainder of the year.

Part D is one of Medicare's four different parts.

  • Part A – Hospital Insurance

    Part A covers inpatient care, skilled nursing facilities, hospice, and some home health care. You will have out-of-pocket costs for your hospital stay, such as deductibles and coinsurance.

  • Part B – Medical Insurance

    Part B helps with the costs of doctor visits, outpatient services and some preventive services. With Part B, there are additional costs you have to pay, such as a monthly premium, annual deductible and coinsurance. Parts A and B together are called Original Medicare.

  • Part C – Medicare Advantage

    Medicare Advantage, also called Part C, provides Part A and Part B coverage in one plan. Medicare Advantage plans may offer additional benefits, such as dental, vision and hearing coverage. Medicare Advantage Plans that include prescription drug coverage are called MAPD plans. These plans give you the option to get your health and prescription drug benefits from one plan.

  • Part D – Prescription Drug Coverage

    Part D is a stand-alone Medicare Prescription Drug Plan (PDP) that works alongside Original Medicare (Part A and Part B) to help with prescription drug costs.

Request more information about Wellcare Prescription Drug Plan (PDP) options.

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